Group of Companies
Credit Bureau Asia
Credit Bureau Singapore (CBS)
Credit Bureau (Singapore) Pte Ltd (CBS) is Singapore’s most comprehensive consumer credit bureau that has full-industry uploads from all retail banks and major financial institutions. It is a joint venture between The Association of Banks in Singapore (ABS) and Infocredit Holdings Pte Ltd.
The setting up of a consumer credit bureau in Singapore is a significant addition to enhance the Republic´s risk management capability. Since 2002, the Banking Act has allowed CBS members to disclose and obtain credit-related information to mitigate consumer credit risk through information pooling from CBS. The Monetary Authority of Singapore (MAS) provides the regulatory guidance and support to CBS to bolster the integrity and transparency of Singapore´s financial sector.
To do this, CBS aggregates credit-related information amongst participating members and presents a more complete risk profile of a customer to credit providers. This helps credit providers to determine the likelihood of the customer repaying, thus enhancing their risk assessment capabilities. Our goal is to help credit providers make better lending decisions quickly and more objectively.
Dun & Bradstreet (D&B) Singapore
Dun & Bradstreet (D&B) Singapore, one of Credit Bureau Asia Group of Companies, plays an instrumental role in defining the local credit information industry. Leveraging on its links with the D&B Worldwide Network comprising of more than 200 markets globally, D&B Singapore provides nation-wide and cross-border credit reporting services, serving an extensive client base of financial institutions, banks, multinational corporations, telecommunication companies and local enterprises.
To date, D&B has global data coverage of more than 250 million business records. D&B Singapore’s key services include Risk Management Solutions, Singapore Commercial Credit Bureau, Sales & Marketing Solutions, Debt Collections, DunTrade™ (Tradeline contribution program) and Business Education Services.
Singapore Commercial Credit Bureau (SCCB)
Singapore Commercial Credit Bureau is Singapore’s premiere 24/7 online commercial bureau platform which caters to the risk assessment needs of SMEs in Singapore through the provision of concise credit profiles of business partners to facilitate credit assessment. Officially launched in 2005, SCCB provides a variety of highly accessible, online searches including registered charges, litigation, bankruptcy, payment history, winding up, asset search, financials and individual searches and credit assessment ratings where available.
SCCB plays a pivotal role in fostering stronger credit responsibility, which in turn encourages credit extension to underserved segments of the SME community in Singapore.
CBA Data Solutions
CBA Data Solutions provides the necessary credit bureau technology within Singapore. The technology ensures CBA’s group of companies to be in a better position to chart the development of new products and services for the Singapore market. It will also enable CBA’s group of companies to innovate next generation credit bureau technology – pivotal to the everchanging industry requirements.
CBA Data Solutions - Homepage (Coming Soon)
Dun & Bradstreet (D&B) Malaysia
Dun & Bradstreet (D&B) Malaysia, one of Credit Bureau Asia Group of Companies, plays an instrumental role in defining the local credit information industry. Leveraging on its links with the D&B Worldwide Network comprising of more than 200 markets globally, D&B Malaysia provides nation-wide and cross-border credit reporting services, serving an extensive client base of financial institutions, banks, multinational corporations, telecommunication companies and local enterprises.
To date, D&B has global data coverage of more than 250 million business records. D&B Malaysia’s key services include Risk Management Solutions, CreditScan Malaysia, Sales & Marketing Solutions, Debt Collections, DunTrade™ (Tradeline contribution program) and Business Education Services.
Credit Bureau Cambodia (CBC)
Established in 2011, Credit Bureau Cambodia (CBC) is the leading provider of information, analytical tools and credit reporting services to organizations and consumers in the Kingdom of Cambodia. The CBC assists customers in managing the risk and reward of commercial and financial decisions. Using its comprehensive suite of credit reporting tools, it fostered an understanding of individuals, markets and the Cambodian economy. CBC helps organisations find, develop and manage customer relationships to make their businesses more profitable.
CBC promotes greater financial stability by providing accurate real time data to consumers and industry that helps them control the financial aspects of their business. It helps businesses in Cambodia manage credit risk, prevent fraud and automate decision-making. The CBC also helps individuals in Cambodia to check their credit report to ensure they have access to loans and finance. It also helps individual consumers protect themselves against identity theft.
Myanmar Credit Bureau (MMCB)
NSP Asia Investment Holding Pte Ltd, a fully-owned subsidiary of Credit Bureau Asia Limited signed a Joint Venture agreement with the investment company from the Myanmar Bankers Association in 2016 to establish Myanmar Credit Bureau (MMCB). In 2018, MMCB received the Credit Bureau Licence from the Central Bank of Myanmar. MMCB operates a database of consumers and local enterprises and their credit history to provide clients with the insight needed to build trust and improve the quality of business relationships with their customers, suppliers and business partners.
The credit bureau commenced operations in fourth quarter 2020.